Manickam Ravindran is a professional in banking and has served Canara Bank and Indian Overseas Bankfor morethan 2 decades. He was working at a senior level in Indian Institute of Bankers with independent charge of Examination Department.Till recently,he was serving as domain expert in Financial Markets in. Financial Technologies Group .He is an M.com from Madras University and holds diploma in international banking ( all India second rank) and Diploma in Bank Management (all India first rank) from IIB.