Biography

Author Picture

Ramkrishna Jalinder Gaikwad

The author is a seasoned financial counselor and practitioner who has been guiding individuals and families toward financial stability and long-term wealth since 2002. Over more than two decades of hands-on experience, he has worked closely with human behavior across market cycles—booms, crashes, uncertainty, and recovery. Today, he manages and advises over 3,000 clients globally, overseeing approximately ₹500 crore in assets, while maintaining a disciplined, long-term, and values-driven approach to money. His work goes beyond numbers and returns; it focuses on how people think, feel, and act around money. Through years of observation, the author recognized a recurring truth: financial success is rarely limited by income or intelligence, but by fear, desire, impatience, comparison, and emotional decision-making. This realization led him to explore deeper philosophical frameworks that address the inner roots of financial behavior. Drawing inspiration from Buddhist philosophy, behavioral finance, and lived professional experience, the author brings a rare blend of practical financial wisdom and reflective insight. His writing does not promote shortcuts, speculation, or rigid formulas. Instead, it encourages clarity, balance, patience, ethical earning, and mindful wealth creation. The Middle Path to Wealth is the culmination of this journey—written not as a technical manual or religious text, but as a guide for anyone seeking financial security without inner conflict. At the heart of his work lies a simple belief: money should support life, not dominate it.